{"run_at":"2026-10-21T17:11-05:00","data_as_of":"2026-10-21T16:48-05:00","bills":{"4-Week":{"auction_date":"2026-10-15","high_investment_rate":4.068,"high_discount_rate":4.0,"bid_to_cover":2.56,"cusip":"912797VX2"},"6-Week":{"auction_date":"2026-10-20","high_investment_rate":4.049,"high_discount_rate":3.975,"bid_to_cover":2.74,"cusip":"912797VA2"},"8-Week":{"auction_date":"2026-10-15","high_investment_rate":4.132,"high_discount_rate":4.05,"bid_to_cover":2.26,"cusip":"912797WF0"},"13-Week":{"auction_date":"2026-10-19","high_investment_rate":4.195,"high_discount_rate":4.095,"bid_to_cover":2.77,"cusip":"912797TM9"},"17-Week":{"auction_date":"2026-10-14","high_investment_rate":4.313,"high_discount_rate":4.195,"bid_to_cover":2.79,"cusip":"912797WZ6"},"26-Week":{"auction_date":"2026-10-19","high_investment_rate":4.372,"high_discount_rate":4.22,"bid_to_cover":2.84,"cusip":"912797WV5"},"52-Week":{"auction_date":"2026-09-29","high_investment_rate":4.616,"high_discount_rate":4.4,"bid_to_cover":3.07,"cusip":"912797WJ2"}},"funds":{"SGOV":{"yield":3.75,"yield_kind":"30-day SEC yield","as_of":"2026-10-20","exempt_share_2025":95.14,"meets_ca_ct_ny_50pct_2025":true,"manual":false,"cached":false},"SHV":{"yield":3.85,"yield_kind":"30-day SEC yield","as_of":"2026-10-20","exempt_share_2025":89.8,"meets_ca_ct_ny_50pct_2025":true,"manual":false,"cached":false},"TFLO":{"yield":4.01,"yield_kind":"30-day SEC yield","as_of":"2026-10-19","exempt_share_2025":99.21,"meets_ca_ct_ny_50pct_2025":true,"manual":false,"cached":false},"BIL":{"yield":3.75,"yield_kind":"30-day SEC yield","as_of":"2026-10-20","exempt_share_2025":97.26,"meets_ca_ct_ny_50pct_2025":null,"manual":false,"cached":false},"BILS":{"yield":3.83,"yield_kind":"30-day SEC yield","as_of":"2026-10-20","exempt_share_2025":96.91,"meets_ca_ct_ny_50pct_2025":null,"manual":false,"cached":false},"VBIL":{"yield":3.77,"yield_kind":"30-day SEC yield","as_of":"2026-10-19","exempt_share_2025":100.0,"meets_ca_ct_ny_50pct_2025":true,"manual":false,"cached":false},"USFR":{"yield":3.98,"yield_kind":"30-day SEC yield","as_of":"2026-10-20","exempt_share_2025":null,"meets_ca_ct_ny_50pct_2025":null,"manual":false,"cached":false},"TBIL":{"yield":3.81,"yield_kind":"30-day SEC yield","as_of":"2026-09-30","exempt_share_2025":99.99,"meets_ca_ct_ny_50pct_2025":null,"manual":false,"cached":false},"XBIL":{"yield":4.0,"yield_kind":"30-day SEC yield","as_of":"2026-09-30","exempt_share_2025":99.98,"meets_ca_ct_ny_50pct_2025":null,"manual":false,"cached":false},"CLIP":{"yield":3.7,"yield_kind":"30-day SEC yield","as_of":"2026-10-20","exempt_share_2025":99.69,"meets_ca_ct_ny_50pct_2025":null,"manual":false,"cached":false},"VUSXX":{"yield":3.91,"yield_kind":"7-day SEC yield","as_of":"2026-10-20","exempt_share_2025":100.0,"meets_ca_ct_ny_50pct_2025":true,"manual":false,"cached":false},"VMFXX":{"yield":3.83,"yield_kind":"7-day SEC yield","as_of":"2026-10-20","exempt_share_2025":66.61,"meets_ca_ct_ny_50pct_2025":true,"manual":false,"cached":false},"SPAXX":{"yield":3.52,"yield_kind":"7-day yield","as_of":"2026-10-20","exempt_share_2025":50.9,"meets_ca_ct_ny_50pct_2025":false,"manual":false,"cached":false},"FDLXX":{"yield":3.56,"yield_kind":"7-day yield","as_of":"2026-10-20","exempt_share_2025":98.67,"meets_ca_ct_ny_50pct_2025":true,"manual":false,"cached":false},"FZFXX":{"yield":3.54,"yield_kind":"7-day yield","as_of":"2026-10-20","exempt_share_2025":61.52,"meets_ca_ct_ny_50pct_2025":false,"manual":false,"cached":false},"FDRXX":{"yield":3.58,"yield_kind":"7-day yield","as_of":"2026-10-20","exempt_share_2025":52.17,"meets_ca_ct_ny_50pct_2025":false,"manual":false,"cached":false},"SNSXX":{"yield":3.62,"yield_kind":"7-day (with waivers) yield","as_of":"2026-10-20","exempt_share_2025":99.99,"meets_ca_ct_ny_50pct_2025":true,"manual":true,"cached":false},"SNOXX":{"yield":3.62,"yield_kind":"7-day (with waivers) yield","as_of":"2026-10-20","exempt_share_2025":31.3,"meets_ca_ct_ny_50pct_2025":false,"manual":true,"cached":false}},"sweeps":{"merrill-bdp":{"yield":0.01,"as_of":"2026-10-20","cached":false},"ibkr-pro":{"yield":3.38,"as_of":"2026-10-21","cached":false},"schwab-sip":{"yield":3.47,"as_of":"2026-10-01","cached":false}},"after_tax":{"CA":{"top_rate":13.3,"basis":"top marginal state rate, before federal tax","after_state_tax":{"tbill-52-week":4.616,"tbill-26-week":4.372,"tbill-17-week":4.313,"tbill-13-week":4.195,"tbill-8-week":4.132,"tbill-4-week":4.068,"tbill-6-week":4.049,"tflo":4.0058,"vusxx":3.91,"shv":3.7978,"vbil":3.77,"sgov":3.7258,"snsxx":3.62,"vmfxx":3.6599,"fdlxx":3.5537,"xbil":3.468,"usfr":3.4507,"bils":3.3206,"tbil":3.3033,"bil":3.2512,"clip":3.2079,"snoxx":3.1385,"fdrxx":3.1039,"fzfxx":3.0692,"spaxx":3.0518,"schwab-sip":3.0085,"ibkr-pro":2.9305,"merrill-bdp":0.0087},"best":{"id":"tbill-52-week","after_state_tax":4.616}},"NY":{"top_rate":10.9,"basis":"top marginal state rate, before federal tax","after_state_tax":{"tbill-52-week":4.616,"tbill-26-week":4.372,"tbill-17-week":4.313,"tbill-13-week":4.195,"tbill-8-week":4.132,"tbill-4-week":4.068,"tbill-6-week":4.049,"tflo":4.0065,"vusxx":3.91,"shv":3.8072,"vbil":3.77,"sgov":3.7301,"vmfxx":3.6906,"snsxx":3.62,"fdlxx":3.5548,"xbil":3.564,"usfr":3.5462,"bils":3.4125,"tbil":3.3947,"bil":3.3413,"clip":3.2967,"snoxx":3.2254,"fdrxx":3.1898,"fzfxx":3.1541,"spaxx":3.1363,"schwab-sip":3.0918,"ibkr-pro":3.0116,"merrill-bdp":0.0089},"best":{"id":"tbill-52-week","after_state_tax":4.616}},"TX":{"top_rate":0.0,"basis":"top marginal state rate, before federal tax","after_state_tax":{"tbill-52-week":4.616,"tbill-26-week":4.372,"tbill-17-week":4.313,"tbill-13-week":4.195,"tbill-8-week":4.132,"tbill-4-week":4.068,"tbill-6-week":4.049,"tflo":4.01,"xbil":4.0,"usfr":3.98,"vusxx":3.91,"shv":3.85,"bils":3.83,"vmfxx":3.83,"tbil":3.81,"vbil":3.77,"sgov":3.75,"bil":3.75,"clip":3.7,"snsxx":3.62,"snoxx":3.62,"fdrxx":3.58,"fdlxx":3.56,"fzfxx":3.54,"spaxx":3.52,"schwab-sip":3.47,"ibkr-pro":3.38,"merrill-bdp":0.01},"best":{"id":"tbill-52-week","after_state_tax":4.616}},"IL":{"top_rate":4.95,"basis":"top marginal state rate, before federal tax","after_state_tax":{"tbill-52-week":4.616,"tbill-26-week":4.372,"tbill-17-week":4.313,"tbill-13-week":4.195,"tbill-8-week":4.132,"tbill-4-week":4.068,"tbill-6-week":4.049,"tflo":4.0084,"xbil":4.0,"vusxx":3.91,"shv":3.8306,"bils":3.8241,"tbil":3.81,"vbil":3.77,"vmfxx":3.7667,"bil":3.7449,"sgov":3.741,"usfr":3.783,"clip":3.6994,"snsxx":3.62,"fdlxx":3.5577,"fdrxx":3.4952,"snoxx":3.4969,"fzfxx":3.4726,"spaxx":3.4344,"schwab-sip":3.2982,"ibkr-pro":3.2127,"merrill-bdp":0.0095},"best":{"id":"tbill-52-week","after_state_tax":4.616}},"FL":{"top_rate":0.0,"basis":"top marginal state rate, before federal tax","after_state_tax":{"tbill-52-week":4.616,"tbill-26-week":4.372,"tbill-17-week":4.313,"tbill-13-week":4.195,"tbill-8-week":4.132,"tbill-4-week":4.068,"tbill-6-week":4.049,"tflo":4.01,"xbil":4.0,"usfr":3.98,"vusxx":3.91,"shv":3.85,"bils":3.83,"vmfxx":3.83,"tbil":3.81,"vbil":3.77,"sgov":3.75,"bil":3.75,"clip":3.7,"snsxx":3.62,"snoxx":3.62,"fdrxx":3.58,"fdlxx":3.56,"fzfxx":3.54,"spaxx":3.52,"schwab-sip":3.47,"ibkr-pro":3.38,"merrill-bdp":0.01},"best":{"id":"tbill-52-week","after_state_tax":4.616}}},"warnings":["FRED DTB4WK: source failed (ValueError); using cached value last fetched 2026-10-20","FRED DTB3: source failed (ValueError); using cached value last fetched 2026-10-20","FRED DTB6: source failed (ValueError); using cached value last fetched 2026-10-20","FRED DTB1YR: source failed (ValueError); using cached value last fetched 2026-10-20"]}
{"run_at":"2026-10-21T17:23-05:00","data_as_of":"2026-10-21T17:22-05:00","bills":{"4-Week":{"auction_date":"2026-10-15","high_investment_rate":4.068,"high_discount_rate":4.0,"bid_to_cover":2.56,"cusip":"912797VX2"},"6-Week":{"auction_date":"2026-10-20","high_investment_rate":4.049,"high_discount_rate":3.975,"bid_to_cover":2.74,"cusip":"912797VA2"},"8-Week":{"auction_date":"2026-10-15","high_investment_rate":4.132,"high_discount_rate":4.05,"bid_to_cover":2.26,"cusip":"912797WF0"},"13-Week":{"auction_date":"2026-10-19","high_investment_rate":4.195,"high_discount_rate":4.095,"bid_to_cover":2.77,"cusip":"912797TM9"},"17-Week":{"auction_date":"2026-10-14","high_investment_rate":4.313,"high_discount_rate":4.195,"bid_to_cover":2.79,"cusip":"912797WZ6"},"26-Week":{"auction_date":"2026-10-19","high_investment_rate":4.372,"high_discount_rate":4.22,"bid_to_cover":2.84,"cusip":"912797WV5"},"52-Week":{"auction_date":"2026-09-29","high_investment_rate":4.616,"high_discount_rate":4.4,"bid_to_cover":3.07,"cusip":"912797WJ2"}},"funds":{"SGOV":{"yield":3.75,"yield_kind":"30-day SEC yield","as_of":"2026-10-20","exempt_share_2025":95.14,"meets_ca_ct_ny_50pct_2025":true,"manual":false,"cached":false},"SHV":{"yield":3.85,"yield_kind":"30-day SEC yield","as_of":"2026-10-20","exempt_share_2025":89.8,"meets_ca_ct_ny_50pct_2025":true,"manual":false,"cached":false},"TFLO":{"yield":4.01,"yield_kind":"30-day SEC yield","as_of":"2026-10-19","exempt_share_2025":99.21,"meets_ca_ct_ny_50pct_2025":true,"manual":false,"cached":false},"BIL":{"yield":3.75,"yield_kind":"30-day SEC yield","as_of":"2026-10-20","exempt_share_2025":97.26,"meets_ca_ct_ny_50pct_2025":null,"manual":false,"cached":false},"BILS":{"yield":3.83,"yield_kind":"30-day SEC yield","as_of":"2026-10-20","exempt_share_2025":96.91,"meets_ca_ct_ny_50pct_2025":null,"manual":false,"cached":false},"VBIL":{"yield":3.77,"yield_kind":"30-day SEC yield","as_of":"2026-10-19","exempt_share_2025":100.0,"meets_ca_ct_ny_50pct_2025":true,"manual":false,"cached":false},"USFR":{"yield":3.98,"yield_kind":"30-day SEC yield","as_of":"2026-10-20","exempt_share_2025":null,"meets_ca_ct_ny_50pct_2025":null,"manual":false,"cached":false},"TBIL":{"yield":3.81,"yield_kind":"30-day SEC yield","as_of":"2026-09-30","exempt_share_2025":99.99,"meets_ca_ct_ny_50pct_2025":null,"manual":false,"cached":false},"XBIL":{"yield":4.0,"yield_kind":"30-day SEC yield","as_of":"2026-09-30","exempt_share_2025":99.98,"meets_ca_ct_ny_50pct_2025":null,"manual":false,"cached":false},"CLIP":{"yield":3.7,"yield_kind":"30-day SEC yield","as_of":"2026-10-20","exempt_share_2025":99.69,"meets_ca_ct_ny_50pct_2025":null,"manual":false,"cached":false},"VUSXX":{"yield":3.91,"yield_kind":"7-day SEC yield","as_of":"2026-10-20","exempt_share_2025":100.0,"meets_ca_ct_ny_50pct_2025":true,"manual":false,"cached":false},"VMFXX":{"yield":3.83,"yield_kind":"7-day SEC yield","as_of":"2026-10-20","exempt_share_2025":66.61,"meets_ca_ct_ny_50pct_2025":true,"manual":false,"cached":false},"SPAXX":{"yield":3.52,"yield_kind":"7-day yield","as_of":"2026-10-20","exempt_share_2025":50.9,"meets_ca_ct_ny_50pct_2025":false,"manual":false,"cached":false},"FDLXX":{"yield":3.56,"yield_kind":"7-day yield","as_of":"2026-10-20","exempt_share_2025":98.67,"meets_ca_ct_ny_50pct_2025":true,"manual":false,"cached":false},"FZFXX":{"yield":3.54,"yield_kind":"7-day yield","as_of":"2026-10-20","exempt_share_2025":61.52,"meets_ca_ct_ny_50pct_2025":false,"manual":false,"cached":false},"FDRXX":{"yield":3.58,"yield_kind":"7-day yield","as_of":"2026-10-20","exempt_share_2025":52.17,"meets_ca_ct_ny_50pct_2025":false,"manual":false,"cached":false},"SNSXX":{"yield":3.62,"yield_kind":"7-day (with waivers) yield","as_of":"2026-10-20","exempt_share_2025":99.99,"meets_ca_ct_ny_50pct_2025":true,"manual":true,"cached":false},"SNOXX":{"yield":3.62,"yield_kind":"7-day (with waivers) yield","as_of":"2026-10-20","exempt_share_2025":31.3,"meets_ca_ct_ny_50pct_2025":false,"manual":true,"cached":false}},"sweeps":{"merrill-bdp":{"yield":0.01,"as_of":"2026-10-20","cached":false},"ibkr-pro":{"yield":3.38,"as_of":"2026-10-21","cached":false},"schwab-sip":{"yield":3.47,"as_of":"2026-10-01","cached":false}},"after_tax":{"CA":{"top_rate":13.3,"basis":"top marginal state rate, before federal tax","after_state_tax":{"tbill-52-week":4.616,"tbill-26-week":4.372,"tbill-17-week":4.313,"tbill-13-week":4.195,"tbill-8-week":4.132,"tbill-4-week":4.068,"tbill-6-week":4.049,"tflo":4.0058,"vusxx":3.91,"shv":3.7978,"vbil":3.77,"sgov":3.7258,"snsxx":3.62,"vmfxx":3.6599,"fdlxx":3.5537,"xbil":3.468,"usfr":3.4507,"bils":3.3206,"tbil":3.3033,"bil":3.2512,"clip":3.2079,"snoxx":3.1385,"fdrxx":3.1039,"fzfxx":3.0692,"spaxx":3.0518,"schwab-sip":3.0085,"ibkr-pro":2.9305,"merrill-bdp":0.0087},"best":{"id":"tbill-52-week","after_state_tax":4.616}},"NY":{"top_rate":10.9,"basis":"top marginal state rate, before federal tax","after_state_tax":{"tbill-52-week":4.616,"tbill-26-week":4.372,"tbill-17-week":4.313,"tbill-13-week":4.195,"tbill-8-week":4.132,"tbill-4-week":4.068,"tbill-6-week":4.049,"tflo":4.0065,"vusxx":3.91,"shv":3.8072,"vbil":3.77,"sgov":3.7301,"vmfxx":3.6906,"snsxx":3.62,"fdlxx":3.5548,"xbil":3.564,"usfr":3.5462,"bils":3.4125,"tbil":3.3947,"bil":3.3413,"clip":3.2967,"snoxx":3.2254,"fdrxx":3.1898,"fzfxx":3.1541,"spaxx":3.1363,"schwab-sip":3.0918,"ibkr-pro":3.0116,"merrill-bdp":0.0089},"best":{"id":"tbill-52-week","after_state_tax":4.616}},"TX":{"top_rate":0.0,"basis":"top marginal state rate, before federal tax","after_state_tax":{"tbill-52-week":4.616,"tbill-26-week":4.372,"tbill-17-week":4.313,"tbill-13-week":4.195,"tbill-8-week":4.132,"tbill-4-week":4.068,"tbill-6-week":4.049,"tflo":4.01,"xbil":4.0,"usfr":3.98,"vusxx":3.91,"shv":3.85,"bils":3.83,"vmfxx":3.83,"tbil":3.81,"vbil":3.77,"sgov":3.75,"bil":3.75,"clip":3.7,"snsxx":3.62,"snoxx":3.62,"fdrxx":3.58,"fdlxx":3.56,"fzfxx":3.54,"spaxx":3.52,"schwab-sip":3.47,"ibkr-pro":3.38,"merrill-bdp":0.01},"best":{"id":"tbill-52-week","after_state_tax":4.616}},"IL":{"top_rate":4.95,"basis":"top marginal state rate, before federal tax","after_state_tax":{"tbill-52-week":4.616,"tbill-26-week":4.372,"tbill-17-week":4.313,"tbill-13-week":4.195,"tbill-8-week":4.132,"tbill-4-week":4.068,"tbill-6-week":4.049,"tflo":4.0084,"xbil":4.0,"vusxx":3.91,"shv":3.8306,"bils":3.8241,"tbil":3.81,"vbil":3.77,"vmfxx":3.7667,"bil":3.7449,"sgov":3.741,"usfr":3.783,"clip":3.6994,"snsxx":3.62,"fdlxx":3.5577,"fdrxx":3.4952,"snoxx":3.4969,"fzfxx":3.4726,"spaxx":3.4344,"schwab-sip":3.2982,"ibkr-pro":3.2127,"merrill-bdp":0.0095},"best":{"id":"tbill-52-week","after_state_tax":4.616}},"FL":{"top_rate":0.0,"basis":"top marginal state rate, before federal tax","after_state_tax":{"tbill-52-week":4.616,"tbill-26-week":4.372,"tbill-17-week":4.313,"tbill-13-week":4.195,"tbill-8-week":4.132,"tbill-4-week":4.068,"tbill-6-week":4.049,"tflo":4.01,"xbil":4.0,"usfr":3.98,"vusxx":3.91,"shv":3.85,"bils":3.83,"vmfxx":3.83,"tbil":3.81,"vbil":3.77,"sgov":3.75,"bil":3.75,"clip":3.7,"snsxx":3.62,"snoxx":3.62,"fdrxx":3.58,"fdlxx":3.56,"fzfxx":3.54,"spaxx":3.52,"schwab-sip":3.47,"ibkr-pro":3.38,"merrill-bdp":0.01},"best":{"id":"tbill-52-week","after_state_tax":4.616}}},"warnings":["FRED DTB4WK: source failed (ValueError); using cached value last fetched 2026-10-20","FRED DTB3: source failed (ValueError); using cached value last fetched 2026-10-20","FRED DTB6: source failed (ValueError); using cached value last fetched 2026-10-20","FRED DTB1YR: source failed (ValueError); using cached value last fetched 2026-10-20"]}
{"run_at":"2026-10-21T17:23-05:00","data_as_of":"2026-10-21T17:23-05:00","bills":{"4-Week":{"auction_date":"2026-10-15","high_investment_rate":4.068,"high_discount_rate":4.0,"bid_to_cover":2.56,"cusip":"912797VX2"},"6-Week":{"auction_date":"2026-10-20","high_investment_rate":4.049,"high_discount_rate":3.975,"bid_to_cover":2.74,"cusip":"912797VA2"},"8-Week":{"auction_date":"2026-10-15","high_investment_rate":4.132,"high_discount_rate":4.05,"bid_to_cover":2.26,"cusip":"912797WF0"},"13-Week":{"auction_date":"2026-10-19","high_investment_rate":4.195,"high_discount_rate":4.095,"bid_to_cover":2.77,"cusip":"912797TM9"},"17-Week":{"auction_date":"2026-10-14","high_investment_rate":4.313,"high_discount_rate":4.195,"bid_to_cover":2.79,"cusip":"912797WZ6"},"26-Week":{"auction_date":"2026-10-19","high_investment_rate":4.372,"high_discount_rate":4.22,"bid_to_cover":2.84,"cusip":"912797WV5"},"52-Week":{"auction_date":"2026-09-29","high_investment_rate":4.616,"high_discount_rate":4.4,"bid_to_cover":3.07,"cusip":"912797WJ2"}},"funds":{"SGOV":{"yield":3.75,"yield_kind":"30-day SEC yield","as_of":"2026-10-20","exempt_share_2025":95.14,"meets_ca_ct_ny_50pct_2025":true,"manual":false,"cached":false},"SHV":{"yield":3.85,"yield_kind":"30-day SEC yield","as_of":"2026-10-20","exempt_share_2025":89.8,"meets_ca_ct_ny_50pct_2025":true,"manual":false,"cached":false},"TFLO":{"yield":4.01,"yield_kind":"30-day SEC yield","as_of":"2026-10-19","exempt_share_2025":99.21,"meets_ca_ct_ny_50pct_2025":true,"manual":false,"cached":false},"BIL":{"yield":3.75,"yield_kind":"30-day SEC yield","as_of":"2026-10-20","exempt_share_2025":97.26,"meets_ca_ct_ny_50pct_2025":null,"manual":false,"cached":false},"BILS":{"yield":3.83,"yield_kind":"30-day SEC yield","as_of":"2026-10-20","exempt_share_2025":96.91,"meets_ca_ct_ny_50pct_2025":null,"manual":false,"cached":false},"VBIL":{"yield":3.77,"yield_kind":"30-day SEC yield","as_of":"2026-10-19","exempt_share_2025":100.0,"meets_ca_ct_ny_50pct_2025":true,"manual":false,"cached":false},"USFR":{"yield":3.98,"yield_kind":"30-day SEC yield","as_of":"2026-10-20","exempt_share_2025":null,"meets_ca_ct_ny_50pct_2025":null,"manual":false,"cached":false},"TBIL":{"yield":3.81,"yield_kind":"30-day SEC yield","as_of":"2026-09-30","exempt_share_2025":99.99,"meets_ca_ct_ny_50pct_2025":null,"manual":false,"cached":false},"XBIL":{"yield":4.0,"yield_kind":"30-day SEC yield","as_of":"2026-09-30","exempt_share_2025":99.98,"meets_ca_ct_ny_50pct_2025":null,"manual":false,"cached":false},"CLIP":{"yield":3.7,"yield_kind":"30-day SEC yield","as_of":"2026-10-20","exempt_share_2025":99.69,"meets_ca_ct_ny_50pct_2025":null,"manual":false,"cached":false},"VUSXX":{"yield":3.91,"yield_kind":"7-day SEC yield","as_of":"2026-10-20","exempt_share_2025":100.0,"meets_ca_ct_ny_50pct_2025":true,"manual":false,"cached":false},"VMFXX":{"yield":3.83,"yield_kind":"7-day SEC yield","as_of":"2026-10-20","exempt_share_2025":66.61,"meets_ca_ct_ny_50pct_2025":true,"manual":false,"cached":false},"SPAXX":{"yield":3.52,"yield_kind":"7-day yield","as_of":"2026-10-20","exempt_share_2025":50.9,"meets_ca_ct_ny_50pct_2025":false,"manual":false,"cached":false},"FDLXX":{"yield":3.56,"yield_kind":"7-day yield","as_of":"2026-10-20","exempt_share_2025":98.67,"meets_ca_ct_ny_50pct_2025":true,"manual":false,"cached":false},"FZFXX":{"yield":3.54,"yield_kind":"7-day yield","as_of":"2026-10-20","exempt_share_2025":61.52,"meets_ca_ct_ny_50pct_2025":false,"manual":false,"cached":false},"FDRXX":{"yield":3.58,"yield_kind":"7-day yield","as_of":"2026-10-20","exempt_share_2025":52.17,"meets_ca_ct_ny_50pct_2025":false,"manual":false,"cached":false},"SNSXX":{"yield":3.62,"yield_kind":"7-day (with waivers) yield","as_of":"2026-10-20","exempt_share_2025":99.99,"meets_ca_ct_ny_50pct_2025":true,"manual":true,"cached":false},"SNOXX":{"yield":3.62,"yield_kind":"7-day (with waivers) yield","as_of":"2026-10-20","exempt_share_2025":31.3,"meets_ca_ct_ny_50pct_2025":false,"manual":true,"cached":false}},"sweeps":{"merrill-bdp":{"yield":0.01,"as_of":"2026-10-19","cached":false},"ibkr-pro":{"yield":3.38,"as_of":"2026-10-21","cached":false},"schwab-sip":{"yield":3.47,"as_of":"2026-10-01","cached":false}},"after_tax":{"CA":{"top_rate":13.3,"basis":"top marginal state rate, before federal tax","after_state_tax":{"tbill-52-week":4.616,"tbill-26-week":4.372,"tbill-17-week":4.313,"tbill-13-week":4.195,"tbill-8-week":4.132,"tbill-4-week":4.068,"tbill-6-week":4.049,"tflo":4.0058,"vusxx":3.91,"shv":3.7978,"vbil":3.77,"sgov":3.7258,"snsxx":3.62,"vmfxx":3.6599,"fdlxx":3.5537,"xbil":3.468,"usfr":3.4507,"bils":3.3206,"tbil":3.3033,"bil":3.2512,"clip":3.2079,"snoxx":3.1385,"fdrxx":3.1039,"fzfxx":3.0692,"spaxx":3.0518,"schwab-sip":3.0085,"ibkr-pro":2.9305,"merrill-bdp":0.0087},"best":{"id":"tbill-52-week","after_state_tax":4.616}},"NY":{"top_rate":10.9,"basis":"top marginal state rate, before federal tax","after_state_tax":{"tbill-52-week":4.616,"tbill-26-week":4.372,"tbill-17-week":4.313,"tbill-13-week":4.195,"tbill-8-week":4.132,"tbill-4-week":4.068,"tbill-6-week":4.049,"tflo":4.0065,"vusxx":3.91,"shv":3.8072,"vbil":3.77,"sgov":3.7301,"vmfxx":3.6906,"snsxx":3.62,"fdlxx":3.5548,"xbil":3.564,"usfr":3.5462,"bils":3.4125,"tbil":3.3947,"bil":3.3413,"clip":3.2967,"snoxx":3.2254,"fdrxx":3.1898,"fzfxx":3.1541,"spaxx":3.1363,"schwab-sip":3.0918,"ibkr-pro":3.0116,"merrill-bdp":0.0089},"best":{"id":"tbill-52-week","after_state_tax":4.616}},"TX":{"top_rate":0.0,"basis":"top marginal state rate, before federal tax","after_state_tax":{"tbill-52-week":4.616,"tbill-26-week":4.372,"tbill-17-week":4.313,"tbill-13-week":4.195,"tbill-8-week":4.132,"tbill-4-week":4.068,"tbill-6-week":4.049,"tflo":4.01,"xbil":4.0,"usfr":3.98,"vusxx":3.91,"shv":3.85,"bils":3.83,"vmfxx":3.83,"tbil":3.81,"vbil":3.77,"sgov":3.75,"bil":3.75,"clip":3.7,"snsxx":3.62,"snoxx":3.62,"fdrxx":3.58,"fdlxx":3.56,"fzfxx":3.54,"spaxx":3.52,"schwab-sip":3.47,"ibkr-pro":3.38,"merrill-bdp":0.01},"best":{"id":"tbill-52-week","after_state_tax":4.616}},"IL":{"top_rate":4.95,"basis":"top marginal state rate, before federal tax","after_state_tax":{"tbill-52-week":4.616,"tbill-26-week":4.372,"tbill-17-week":4.313,"tbill-13-week":4.195,"tbill-8-week":4.132,"tbill-4-week":4.068,"tbill-6-week":4.049,"tflo":4.0084,"xbil":4.0,"vusxx":3.91,"shv":3.8306,"bils":3.8241,"tbil":3.81,"vbil":3.77,"vmfxx":3.7667,"bil":3.7449,"sgov":3.741,"usfr":3.783,"clip":3.6994,"snsxx":3.62,"fdlxx":3.5577,"fdrxx":3.4952,"snoxx":3.4969,"fzfxx":3.4726,"spaxx":3.4344,"schwab-sip":3.2982,"ibkr-pro":3.2127,"merrill-bdp":0.0095},"best":{"id":"tbill-52-week","after_state_tax":4.616}},"FL":{"top_rate":0.0,"basis":"top marginal state rate, before federal tax","after_state_tax":{"tbill-52-week":4.616,"tbill-26-week":4.372,"tbill-17-week":4.313,"tbill-13-week":4.195,"tbill-8-week":4.132,"tbill-4-week":4.068,"tbill-6-week":4.049,"tflo":4.01,"xbil":4.0,"usfr":3.98,"vusxx":3.91,"shv":3.85,"bils":3.83,"vmfxx":3.83,"tbil":3.81,"vbil":3.77,"sgov":3.75,"bil":3.75,"clip":3.7,"snsxx":3.62,"snoxx":3.62,"fdrxx":3.58,"fdlxx":3.56,"fzfxx":3.54,"spaxx":3.52,"schwab-sip":3.47,"ibkr-pro":3.38,"merrill-bdp":0.01},"best":{"id":"tbill-52-week","after_state_tax":4.616}}},"warnings":["FRED DTB4WK: source failed (ValueError); using cached value last fetched 2026-10-20","FRED DTB3: source failed (ValueError); using cached value last fetched 2026-10-20","FRED DTB6: source failed (ValueError); using cached value last fetched 2026-10-20","FRED DTB1YR: source failed (ValueError); using cached value last fetched 2026-10-20"]}
{"run_at":"2026-10-21T17:25-05:00","data_as_of":"2026-10-21T17:25-05:00","bills":{"4-Week":{"auction_date":"2026-10-15","high_investment_rate":4.068,"high_discount_rate":4.0,"bid_to_cover":2.56,"cusip":"912797VX2"},"6-Week":{"auction_date":"2026-10-20","high_investment_rate":4.049,"high_discount_rate":3.975,"bid_to_cover":2.74,"cusip":"912797VA2"},"8-Week":{"auction_date":"2026-10-15","high_investment_rate":4.132,"high_discount_rate":4.05,"bid_to_cover":2.26,"cusip":"912797WF0"},"13-Week":{"auction_date":"2026-10-19","high_investment_rate":4.195,"high_discount_rate":4.095,"bid_to_cover":2.77,"cusip":"912797TM9"},"17-Week":{"auction_date":"2026-10-14","high_investment_rate":4.313,"high_discount_rate":4.195,"bid_to_cover":2.79,"cusip":"912797WZ6"},"26-Week":{"auction_date":"2026-10-19","high_investment_rate":4.372,"high_discount_rate":4.22,"bid_to_cover":2.84,"cusip":"912797WV5"},"52-Week":{"auction_date":"2026-09-29","high_investment_rate":4.616,"high_discount_rate":4.4,"bid_to_cover":3.07,"cusip":"912797WJ2"}},"funds":{"SGOV":{"yield":3.75,"yield_kind":"30-day SEC yield","as_of":"2026-10-20","exempt_share_2025":95.14,"meets_ca_ct_ny_50pct_2025":true,"manual":false,"cached":false},"SHV":{"yield":3.85,"yield_kind":"30-day SEC yield","as_of":"2026-10-20","exempt_share_2025":89.8,"meets_ca_ct_ny_50pct_2025":true,"manual":false,"cached":false},"TFLO":{"yield":4.01,"yield_kind":"30-day SEC yield","as_of":"2026-10-19","exempt_share_2025":99.21,"meets_ca_ct_ny_50pct_2025":true,"manual":false,"cached":false},"BIL":{"yield":3.75,"yield_kind":"30-day SEC yield","as_of":"2026-10-20","exempt_share_2025":97.26,"meets_ca_ct_ny_50pct_2025":null,"manual":false,"cached":false},"BILS":{"yield":3.83,"yield_kind":"30-day SEC yield","as_of":"2026-10-20","exempt_share_2025":96.91,"meets_ca_ct_ny_50pct_2025":null,"manual":false,"cached":false},"VBIL":{"yield":3.77,"yield_kind":"30-day SEC yield","as_of":"2026-10-19","exempt_share_2025":100.0,"meets_ca_ct_ny_50pct_2025":true,"manual":false,"cached":false},"USFR":{"yield":3.98,"yield_kind":"30-day SEC yield","as_of":"2026-10-20","exempt_share_2025":null,"meets_ca_ct_ny_50pct_2025":null,"manual":false,"cached":false},"TBIL":{"yield":3.81,"yield_kind":"30-day SEC yield","as_of":"2026-09-30","exempt_share_2025":99.99,"meets_ca_ct_ny_50pct_2025":null,"manual":false,"cached":false},"XBIL":{"yield":4.0,"yield_kind":"30-day SEC yield","as_of":"2026-09-30","exempt_share_2025":99.98,"meets_ca_ct_ny_50pct_2025":null,"manual":false,"cached":false},"CLIP":{"yield":3.7,"yield_kind":"30-day SEC yield","as_of":"2026-10-20","exempt_share_2025":99.69,"meets_ca_ct_ny_50pct_2025":null,"manual":false,"cached":false},"VUSXX":{"yield":3.91,"yield_kind":"7-day SEC yield","as_of":"2026-10-20","exempt_share_2025":100.0,"meets_ca_ct_ny_50pct_2025":true,"manual":false,"cached":false},"VMFXX":{"yield":3.83,"yield_kind":"7-day SEC yield","as_of":"2026-10-20","exempt_share_2025":66.61,"meets_ca_ct_ny_50pct_2025":true,"manual":false,"cached":false},"SPAXX":{"yield":3.52,"yield_kind":"7-day yield","as_of":"2026-10-20","exempt_share_2025":50.9,"meets_ca_ct_ny_50pct_2025":false,"manual":false,"cached":false},"FDLXX":{"yield":3.56,"yield_kind":"7-day yield","as_of":"2026-10-20","exempt_share_2025":98.67,"meets_ca_ct_ny_50pct_2025":true,"manual":false,"cached":false},"FZFXX":{"yield":3.54,"yield_kind":"7-day yield","as_of":"2026-10-20","exempt_share_2025":61.52,"meets_ca_ct_ny_50pct_2025":false,"manual":false,"cached":false},"FDRXX":{"yield":3.58,"yield_kind":"7-day yield","as_of":"2026-10-20","exempt_share_2025":52.17,"meets_ca_ct_ny_50pct_2025":false,"manual":false,"cached":false},"SNSXX":{"yield":3.62,"yield_kind":"7-day (with waivers) yield","as_of":"2026-10-20","exempt_share_2025":99.99,"meets_ca_ct_ny_50pct_2025":true,"manual":true,"cached":false},"SNOXX":{"yield":3.62,"yield_kind":"7-day (with waivers) yield","as_of":"2026-10-20","exempt_share_2025":31.3,"meets_ca_ct_ny_50pct_2025":false,"manual":true,"cached":false}},"sweeps":{"merrill-bdp":{"yield":0.01,"as_of":"2026-10-20","cached":false},"ibkr-pro":{"yield":3.38,"as_of":"2026-10-21","cached":false},"schwab-sip":{"yield":3.47,"as_of":"2026-10-01","cached":false}},"after_tax":{"CA":{"top_rate":13.3,"basis":"top marginal state rate, before federal tax","after_state_tax":{"tbill-52-week":4.616,"tbill-26-week":4.372,"tbill-17-week":4.313,"tbill-13-week":4.195,"tbill-8-week":4.132,"tbill-4-week":4.068,"tbill-6-week":4.049,"tflo":4.0058,"vusxx":3.91,"shv":3.7978,"vbil":3.77,"sgov":3.7258,"snsxx":3.62,"vmfxx":3.6599,"fdlxx":3.5537,"xbil":3.468,"usfr":3.4507,"bils":3.3206,"tbil":3.3033,"bil":3.2512,"clip":3.2079,"snoxx":3.1385,"fdrxx":3.1039,"fzfxx":3.0692,"spaxx":3.0518,"schwab-sip":3.0085,"ibkr-pro":2.9305,"merrill-bdp":0.0087},"best":{"id":"tbill-52-week","after_state_tax":4.616}},"NY":{"top_rate":10.9,"basis":"top marginal state rate, before federal tax","after_state_tax":{"tbill-52-week":4.616,"tbill-26-week":4.372,"tbill-17-week":4.313,"tbill-13-week":4.195,"tbill-8-week":4.132,"tbill-4-week":4.068,"tbill-6-week":4.049,"tflo":4.0065,"vusxx":3.91,"shv":3.8072,"vbil":3.77,"sgov":3.7301,"vmfxx":3.6906,"snsxx":3.62,"fdlxx":3.5548,"xbil":3.564,"usfr":3.5462,"bils":3.4125,"tbil":3.3947,"bil":3.3413,"clip":3.2967,"snoxx":3.2254,"fdrxx":3.1898,"fzfxx":3.1541,"spaxx":3.1363,"schwab-sip":3.0918,"ibkr-pro":3.0116,"merrill-bdp":0.0089},"best":{"id":"tbill-52-week","after_state_tax":4.616}},"TX":{"top_rate":0.0,"basis":"top marginal state rate, before federal tax","after_state_tax":{"tbill-52-week":4.616,"tbill-26-week":4.372,"tbill-17-week":4.313,"tbill-13-week":4.195,"tbill-8-week":4.132,"tbill-4-week":4.068,"tbill-6-week":4.049,"tflo":4.01,"xbil":4.0,"usfr":3.98,"vusxx":3.91,"shv":3.85,"bils":3.83,"vmfxx":3.83,"tbil":3.81,"vbil":3.77,"sgov":3.75,"bil":3.75,"clip":3.7,"snsxx":3.62,"snoxx":3.62,"fdrxx":3.58,"fdlxx":3.56,"fzfxx":3.54,"spaxx":3.52,"schwab-sip":3.47,"ibkr-pro":3.38,"merrill-bdp":0.01},"best":{"id":"tbill-52-week","after_state_tax":4.616}},"IL":{"top_rate":4.95,"basis":"top marginal state rate, before federal tax","after_state_tax":{"tbill-52-week":4.616,"tbill-26-week":4.372,"tbill-17-week":4.313,"tbill-13-week":4.195,"tbill-8-week":4.132,"tbill-4-week":4.068,"tbill-6-week":4.049,"tflo":4.0084,"xbil":4.0,"vusxx":3.91,"shv":3.8306,"bils":3.8241,"tbil":3.81,"vbil":3.77,"vmfxx":3.7667,"bil":3.7449,"sgov":3.741,"usfr":3.783,"clip":3.6994,"snsxx":3.62,"fdlxx":3.5577,"fdrxx":3.4952,"snoxx":3.4969,"fzfxx":3.4726,"spaxx":3.4344,"schwab-sip":3.2982,"ibkr-pro":3.2127,"merrill-bdp":0.0095},"best":{"id":"tbill-52-week","after_state_tax":4.616}},"FL":{"top_rate":0.0,"basis":"top marginal state rate, before federal tax","after_state_tax":{"tbill-52-week":4.616,"tbill-26-week":4.372,"tbill-17-week":4.313,"tbill-13-week":4.195,"tbill-8-week":4.132,"tbill-4-week":4.068,"tbill-6-week":4.049,"tflo":4.01,"xbil":4.0,"usfr":3.98,"vusxx":3.91,"shv":3.85,"bils":3.83,"vmfxx":3.83,"tbil":3.81,"vbil":3.77,"sgov":3.75,"bil":3.75,"clip":3.7,"snsxx":3.62,"snoxx":3.62,"fdrxx":3.58,"fdlxx":3.56,"fzfxx":3.54,"spaxx":3.52,"schwab-sip":3.47,"ibkr-pro":3.38,"merrill-bdp":0.01},"best":{"id":"tbill-52-week","after_state_tax":4.616}}},"warnings":["FRED DTB4WK: source failed (ValueError); using cached value last fetched 2026-10-20","FRED DTB3: source failed (ValueError); using cached value last fetched 2026-10-20","FRED DTB6: source failed (ValueError); using cached value last fetched 2026-10-20","FRED DTB1YR: source failed (ValueError); using cached value last fetched 2026-10-20"]}
{"run_at":"2026-10-21T19:18-05:00","data_as_of":"2026-10-21T19:18-05:00","bills":{"4-Week":{"auction_date":"2026-10-15","high_investment_rate":4.068,"high_discount_rate":4.0,"bid_to_cover":2.56,"cusip":"912797VX2"},"6-Week":{"auction_date":"2026-10-20","high_investment_rate":4.049,"high_discount_rate":3.975,"bid_to_cover":2.74,"cusip":"912797VA2"},"8-Week":{"auction_date":"2026-10-15","high_investment_rate":4.132,"high_discount_rate":4.05,"bid_to_cover":2.26,"cusip":"912797WF0"},"13-Week":{"auction_date":"2026-10-19","high_investment_rate":4.195,"high_discount_rate":4.095,"bid_to_cover":2.77,"cusip":"912797TM9"},"17-Week":{"auction_date":"2026-10-14","high_investment_rate":4.313,"high_discount_rate":4.195,"bid_to_cover":2.79,"cusip":"912797WZ6"},"26-Week":{"auction_date":"2026-10-19","high_investment_rate":4.372,"high_discount_rate":4.22,"bid_to_cover":2.84,"cusip":"912797WV5"},"52-Week":{"auction_date":"2026-09-29","high_investment_rate":4.616,"high_discount_rate":4.4,"bid_to_cover":3.07,"cusip":"912797WJ2"}},"funds":{"SGOV":{"yield":3.75,"yield_kind":"30-day SEC yield","as_of":"2026-10-20","exempt_share_2025":95.14,"meets_ca_ct_ny_50pct_2025":true,"manual":false,"cached":false},"SHV":{"yield":3.85,"yield_kind":"30-day SEC yield","as_of":"2026-10-20","exempt_share_2025":89.8,"meets_ca_ct_ny_50pct_2025":true,"manual":false,"cached":false},"TFLO":{"yield":4.02,"yield_kind":"30-day SEC yield","as_of":"2026-10-20","exempt_share_2025":99.21,"meets_ca_ct_ny_50pct_2025":true,"manual":false,"cached":false},"BIL":{"yield":3.75,"yield_kind":"30-day SEC yield","as_of":"2026-10-20","exempt_share_2025":97.26,"meets_ca_ct_ny_50pct_2025":null,"manual":false,"cached":false},"BILS":{"yield":3.83,"yield_kind":"30-day SEC yield","as_of":"2026-10-20","exempt_share_2025":96.91,"meets_ca_ct_ny_50pct_2025":null,"manual":false,"cached":false},"VBIL":{"yield":3.77,"yield_kind":"30-day SEC yield","as_of":"2026-10-19","exempt_share_2025":100.0,"meets_ca_ct_ny_50pct_2025":true,"manual":false,"cached":false},"USFR":{"yield":3.98,"yield_kind":"30-day SEC yield","as_of":"2026-10-20","exempt_share_2025":null,"meets_ca_ct_ny_50pct_2025":null,"manual":false,"cached":false},"TBIL":{"yield":3.81,"yield_kind":"30-day SEC yield","as_of":"2026-09-30","exempt_share_2025":99.99,"meets_ca_ct_ny_50pct_2025":null,"manual":false,"cached":false},"XBIL":{"yield":4.0,"yield_kind":"30-day SEC yield","as_of":"2026-09-30","exempt_share_2025":99.98,"meets_ca_ct_ny_50pct_2025":null,"manual":false,"cached":false},"CLIP":{"yield":3.7,"yield_kind":"30-day SEC yield","as_of":"2026-10-20","exempt_share_2025":99.69,"meets_ca_ct_ny_50pct_2025":null,"manual":false,"cached":false},"VUSXX":{"yield":3.91,"yield_kind":"7-day SEC yield","as_of":"2026-10-20","exempt_share_2025":100.0,"meets_ca_ct_ny_50pct_2025":true,"manual":false,"cached":false},"VMFXX":{"yield":3.83,"yield_kind":"7-day SEC yield","as_of":"2026-10-20","exempt_share_2025":66.61,"meets_ca_ct_ny_50pct_2025":true,"manual":false,"cached":false},"SPAXX":{"yield":3.52,"yield_kind":"7-day yield","as_of":"2026-10-20","exempt_share_2025":50.9,"meets_ca_ct_ny_50pct_2025":false,"manual":false,"cached":false},"FDLXX":{"yield":3.56,"yield_kind":"7-day yield","as_of":"2026-10-20","exempt_share_2025":98.67,"meets_ca_ct_ny_50pct_2025":true,"manual":false,"cached":false},"FZFXX":{"yield":3.54,"yield_kind":"7-day yield","as_of":"2026-10-20","exempt_share_2025":61.52,"meets_ca_ct_ny_50pct_2025":false,"manual":false,"cached":false},"FDRXX":{"yield":3.58,"yield_kind":"7-day yield","as_of":"2026-10-20","exempt_share_2025":52.17,"meets_ca_ct_ny_50pct_2025":false,"manual":false,"cached":false},"SNSXX":{"yield":3.62,"yield_kind":"7-day (with waivers) yield","as_of":"2026-10-20","exempt_share_2025":99.99,"meets_ca_ct_ny_50pct_2025":true,"manual":true,"cached":false},"SNOXX":{"yield":3.62,"yield_kind":"7-day (with waivers) yield","as_of":"2026-10-20","exempt_share_2025":31.3,"meets_ca_ct_ny_50pct_2025":false,"manual":true,"cached":false}},"sweeps":{"merrill-bdp":{"yield":0.01,"as_of":"2026-10-19","cached":false},"ibkr-pro":{"yield":3.38,"as_of":"2026-10-21","cached":false},"schwab-sip":{"yield":3.47,"as_of":"2026-10-01","cached":false}},"after_tax":{"CA":{"top_rate":13.3,"basis":"top marginal state rate, before federal tax","after_state_tax":{"tbill-52-week":4.616,"tbill-26-week":4.372,"tbill-17-week":4.313,"tbill-13-week":4.195,"tbill-8-week":4.132,"tbill-4-week":4.068,"tbill-6-week":4.049,"tflo":4.0158,"vusxx":3.91,"shv":3.7978,"vbil":3.77,"sgov":3.7258,"snsxx":3.62,"vmfxx":3.6599,"fdlxx":3.5537,"xbil":3.468,"usfr":3.4507,"bils":3.3206,"tbil":3.3033,"bil":3.2512,"clip":3.2079,"snoxx":3.1385,"fdrxx":3.1039,"fzfxx":3.0692,"spaxx":3.0518,"schwab-sip":3.0085,"ibkr-pro":2.9305,"merrill-bdp":0.0087},"best":{"id":"tbill-52-week","after_state_tax":4.616}},"NY":{"top_rate":10.9,"basis":"top marginal state rate, before federal tax","after_state_tax":{"tbill-52-week":4.616,"tbill-26-week":4.372,"tbill-17-week":4.313,"tbill-13-week":4.195,"tbill-8-week":4.132,"tbill-4-week":4.068,"tbill-6-week":4.049,"tflo":4.0165,"vusxx":3.91,"shv":3.8072,"vbil":3.77,"sgov":3.7301,"vmfxx":3.6906,"snsxx":3.62,"fdlxx":3.5548,"xbil":3.564,"usfr":3.5462,"bils":3.4125,"tbil":3.3947,"bil":3.3413,"clip":3.2967,"snoxx":3.2254,"fdrxx":3.1898,"fzfxx":3.1541,"spaxx":3.1363,"schwab-sip":3.0918,"ibkr-pro":3.0116,"merrill-bdp":0.0089},"best":{"id":"tbill-52-week","after_state_tax":4.616}},"TX":{"top_rate":0.0,"basis":"top marginal state rate, before federal tax","after_state_tax":{"tbill-52-week":4.616,"tbill-26-week":4.372,"tbill-17-week":4.313,"tbill-13-week":4.195,"tbill-8-week":4.132,"tbill-4-week":4.068,"tbill-6-week":4.049,"tflo":4.02,"xbil":4.0,"usfr":3.98,"vusxx":3.91,"shv":3.85,"bils":3.83,"vmfxx":3.83,"tbil":3.81,"vbil":3.77,"sgov":3.75,"bil":3.75,"clip":3.7,"snsxx":3.62,"snoxx":3.62,"fdrxx":3.58,"fdlxx":3.56,"fzfxx":3.54,"spaxx":3.52,"schwab-sip":3.47,"ibkr-pro":3.38,"merrill-bdp":0.01},"best":{"id":"tbill-52-week","after_state_tax":4.616}},"IL":{"top_rate":4.95,"basis":"top marginal state rate, before federal tax","after_state_tax":{"tbill-52-week":4.616,"tbill-26-week":4.372,"tbill-17-week":4.313,"tbill-13-week":4.195,"tbill-8-week":4.132,"tbill-4-week":4.068,"tbill-6-week":4.049,"tflo":4.0184,"xbil":4.0,"vusxx":3.91,"shv":3.8306,"bils":3.8241,"tbil":3.81,"vbil":3.77,"vmfxx":3.7667,"bil":3.7449,"sgov":3.741,"usfr":3.783,"clip":3.6994,"snsxx":3.62,"fdlxx":3.5577,"fdrxx":3.4952,"snoxx":3.4969,"fzfxx":3.4726,"spaxx":3.4344,"schwab-sip":3.2982,"ibkr-pro":3.2127,"merrill-bdp":0.0095},"best":{"id":"tbill-52-week","after_state_tax":4.616}},"FL":{"top_rate":0.0,"basis":"top marginal state rate, before federal tax","after_state_tax":{"tbill-52-week":4.616,"tbill-26-week":4.372,"tbill-17-week":4.313,"tbill-13-week":4.195,"tbill-8-week":4.132,"tbill-4-week":4.068,"tbill-6-week":4.049,"tflo":4.02,"xbil":4.0,"usfr":3.98,"vusxx":3.91,"shv":3.85,"bils":3.83,"vmfxx":3.83,"tbil":3.81,"vbil":3.77,"sgov":3.75,"bil":3.75,"clip":3.7,"snsxx":3.62,"snoxx":3.62,"fdrxx":3.58,"fdlxx":3.56,"fzfxx":3.54,"spaxx":3.52,"schwab-sip":3.47,"ibkr-pro":3.38,"merrill-bdp":0.01},"best":{"id":"tbill-52-week","after_state_tax":4.616}}},"warnings":["FRED DTB4WK: source failed (ValueError); using cached value last fetched 2026-10-20","FRED DTB3: source failed (ValueError); using cached value last fetched 2026-10-20","FRED DTB6: source failed (ValueError); using cached value last fetched 2026-10-20","FRED DTB1YR: source failed (ValueError); using cached value last fetched 2026-10-20"]}